Why Choose Us?

We get approvals

Who We Are

Gateway Financing & Auto Sales is not your traditional used car dealer as our name might suggest, our core business is financing.  Our office is located in Moncton, NB and we  are license to offer vehicle loans, mortgages or help your business lease equipment needed for growth.

Established in 2005, Gateway is family-owned by Marc & Mia Pucciarelli and continually growing to meet the lending needs of our customers throughout Atlantic Canada.  Our friendly and experienced loan specialists has helped thousands of satisfied customers get approved no matter their credit history.  Come experience our non judgmental, pressure free and full disclosure approach to your lending needs.  Contact Us Today!

Our Customers

The customers we serve and approve everyday are from all walks of life.  Our goal is to understand their current credit situation and lending needs which enables us to get the approval they want within a budget they can afford. 

 We have customers that are a week into a new job, retired, on disability to being new to our country…we are ok with that.  Other customers think because they went bankrupt, are in consumer proposal, had a car repo, have current collections or even got declined elsewhere that we can’t help them…well we can!   We understand life happens sometimes but rest assure we will use our vast knowledge and experience to get you approved

Our Lenders

We have lenders for cars, vans, SUV’S, trucks, motorcycle, side by side, four wheelers, snowmobiles and travel trailers etc. with rates starting as low as 4.9%.  For our customers with less than perfect credit, we have lenders that would love to get your business with their special finance program.  Apply Now!

With over 45 lenders catering to the housing industry, getting a low rate mortgage has never been easier.  Whether you want to buy a new home, refinance or renew we can help you with that.  Get Approved!

Lastly our business equipment lenders are eager to help grow your business.  We have leasing programs for start-up companies to establish businesses. Let’s Grow Your Business!


We Finance More Than Cars.


Equipment Leasing

Motorcycle Financing

ATV Financing

Snowmobile Financing

Recreational Financing


Finance Q&A

Yes. Many dealerships view bankruptcy as a bad thing. We view it as a fresh start and there are excellent programs available to help you into your next vehicle. Auto Loans with 99% Approval whether you have no credit, bad credit, or good credit, we’ll get you into a great vehicle today with our fast & easy process!
Every time you apply for a loan it will be reported on your credit bureau. When you apply for a pre-approval we target the lenders that are most likely to give you favorable response – reducing the total inquires to your credit file.
Yes as we have many lending programs dedicated to people who are new to credit.
There are specific programs available through our lender partners to help with people while still in bankruptcy/consumer proposal. This will take a little extra time as we will require some information from your trustee, but there are still great options available.
Don’t worry. Most people still owe money on the car they want to trade in. We apply the positive or negative equity towards your new monthly payments.
Yes. And in most cases we can use your trade in as your down payment to help lower your monthly
In most cases a down payment is not required.
The total amount that your loan will be pre-approved for, depends on several factors. Our financial specialist will work hard with you to find a vehicle that fits comfortably into your monthly budget.
Applying Online is free! If and when you decide to purchase a vehicle whether it be cash or taking advantage of one of the finance programs, we will go over all costs associate with buying a vehicle.
We work with all the major non-prime lenders who specialize in: bad credit, no credit, slow or late repayments, repossessions, good credit, bankruptcy, divorce, consumer proposals, new to country, R9’s, self-employed, and many other unique situations.
Once you submit your credit application, from there they will work as quickly as possible to secure an approval for you. Often times you are able to pick up a vehicle with 2 days.
Interest rates vary depending on a variety of factors, however our rates do start as low as 4.9%. The easiest way to know exactly what you’ll be looking at is to apply online and one of our credit specialist will contact you and go over all the details.
Yes, less than perfect credit is what we specialize in. Gateway Loans works by matching you up with the best possible lender, based on your credit situation giving you the best chance of an approval.
We have extensive resources, special finance lenders and experience in helping people with less than perfect credit. Even if you have been turned down recently for a car loan, we may have access to lenders others don’t.