Why Choose Us?

We get approvals

Who We Are

Gateway Financing & Auto Sales is much more than a traditional used car dealer. While our name may suggest otherwise, our core business is financing. Based in Moncton, NB, we are licensed to offer vehicle loans, mortgages, and equipment leasing services to support your business’s growth.

Since our establishment in 2005, we, Marc & Mia Pucciarelli, as a family-owned business, have been dedicated to meeting the lending needs of our customers across Atlantic Canada. Our friendly and experienced loan specialists have assisted thousands of satisfied customers, securing approvals regardless of their credit history.

Experience our unique approach – non-judgmental, pressure-free, and full disclosure – for all your lending needs. Join us and discover the Gateway difference!

Our Customers

Every day, we serve and approve customers from diverse backgrounds. Our mission is to comprehend their credit situation and lending requirements, enabling us to secure approvals within their budget constraints.

We welcome customers at various stages in life – whether starting a new job, enjoying retirement, on disability, or new to the country. Don’t worry if you’ve faced challenges like bankruptcy, consumer proposal, car repossession, or collections; we can still help!

Life happens, and we understand that. Rest assured, our extensive knowledge and experience will be used to find the best solutions tailored to your needs. Put your trust in us, and let’s achieve your financial goals together!

Our Lenders

Discover a world of lending options at Gateway Financing & Auto Sales:

  • Car, van, SUV, or truck loans from a variety of lenders.
  • Special finance programs for customers with less-than-perfect credit. Apply now!

For housing needs, choose from over 45 lenders offering low-rate mortgages. Whether you’re buying a new home, refinancing, or renewing, we’re here to assist. Get approved today!

Eager to grow your business? Our business equipment lenders offer leasing financing programs for start-ups and established companies. Let’s propel your business to new heights!


We Finance More Than Cars.

Equipment Financing

Motorcycle Financing

ATV Financing

Snowmobile Financing

Recreational Financing


Finance Q&A

Yes. Many dealerships view bankruptcy as a bad thing. We view it as a fresh start and there are excellent programs available to help you into your next vehicle. Auto Loans with 99% Approval whether you have no credit, bad credit, or good credit, we’ll get you into a great vehicle today with our fast & easy process!
Every time you apply for a loan it will be reported on your credit bureau. When you apply for a pre-approval we target the lenders that are most likely to give you favorable response – reducing the total inquires to your credit file.
Yes as we have many lending programs dedicated to people who are new to credit.
There are specific programs available through our lender partners to help with people while still in bankruptcy/consumer proposal. This will take a little extra time as we will require some information from your trustee, but there are still great options available.
Don’t worry. Most people still owe money on the car they want to trade in. We apply the positive or negative equity towards your new monthly payments.
Yes. And in most cases we can use your trade in as your down payment to help lower your monthly
In most cases a down payment is not required.
The total amount that your loan will be pre-approved for, depends on several factors. Our financial specialist will work hard with you to find a vehicle that fits comfortably into your monthly budget.
Applying Online is free! If and when you decide to purchase a vehicle whether it be cash or taking advantage of one of the finance programs, we will go over all costs associate with buying a vehicle.
We work with all the major non-prime lenders who specialize in: bad credit, no credit, slow or late repayments, repossessions, good credit, bankruptcy, divorce, consumer proposals, new to country, R9’s, self-employed, and many other unique situations.
Once you submit your credit application, from there they will work as quickly as possible to secure an approval for you. Often times you are able to pick up a vehicle with 2 days.
Interest rates vary depending on a variety of factors, however our rates do start as low as 4.9%. The easiest way to know exactly what you’ll be looking at is to apply online and one of our credit specialist will contact you and go over all the details.
Yes, less than perfect credit is what we specialize in. Gateway Loans works by matching you up with the best possible lender, based on your credit situation giving you the best chance of an approval.
We have extensive resources, special finance lenders and experience in helping people with less than perfect credit. Even if you have been turned down recently for a car loan, we may have access to lenders others don’t.