Qualifying for a vehicle, motorcycle, atv, travel trailer or snowmobile is easy. You will need at least the following;
Now that you qualify for a loan the next step is to provide the lender with at least the following to get your approval.
We work with so many lenders which all have their own unique programs and requirement’s. The following is simply a guideline.
The vehicles we can finance are as follows.
After thousands of approved loans within the last 16 years in business, we have fine tuned our process. Once you have applied and your income has been verified, the next step is to review your approved interest rate and and the amount you qualified for.
Our goal is to understand your expectations and work within your desired monthly vehicle budget. By doing this, you will know what price range you should be thinking about when buying a vehicle.
Keep in mind if for any reason you feel the interest rate or the amount you are looking to borrow does not fit within your expectations, then you are under no obligations to follow through with the loan process.
We are committed to providing you with as much information so you can make an informed decision when getting a vehicle loan…that is the very least we can do.
This is where Gateway Financing & Auto Sales is much different then your traditional brick and mortar car dealership. Our main office is located in Moncton NB, however we do not have a car lot with inventory.
We do have access to thousands of vehicles from our dealer partners and/or varies dealer auto auctions. You simple tell us what you want and we will find it for you. Rest assure every vehicle we sell comes with a Fresh MVI, a carfax and will be professionally detailed.
Your second options is buying a vehicle private sale. Maybe you already had a vehicle picked out from an online ad you seen, great, then we will work the numbers and go over loan term and monthly payments etc. We do require a few more steps with private sale vehicles just to insure their is no surprises for anyone. One step is getting a carfax along with doing a lien check. Don’t worry its stuff we do every day.
Fantastic! now that you have a vehicle pick out and its been checked, its time to finish up the paperwork.
At this point one of our credit specialist will review all the loan documents with you and answer any questions you may have. This process can be completed at our office, a dealer partners office, online or via phone.
Once all documents have been signed along with having all your questions answered, its time to pick up your vehicle.
We will provide a temporary permit that will allow you to drive away. Within two weeks you will receive your vehicle registration by mail.