Car Financing
for all credit!

Fast, Easy & Stress Free.

Get Approved, Pick a Car & Drive Away...No Matter Your Credit.

What people are saying

Lisa m
Lisa m
July 11, 2021.
What can I say about Mark and Mia?! Other than AMAZING! This is our second car purchased through them. I was in -my own opinion - a royal pain during the process this time - Sorry guys! Mom of 3 with no car I was in panic mode! They were very reassuring and extremely kind during the whole ordeal. I landed another amazing vehicle, with the same amazing service. I never ever doubt the quality or worry about what things they may have overlooked. Mark is very honest and upfront with information what he has done to the vehicle. Carfax was available, and we even went through that together, incase I had any questions. If you're in the market for a new car, and you don't go see Mark and Mia, then you are missing out on a dealer you can truly trust. Thanks Again guys! Cant wait to bring my new girl home tomorrow!
Gabriel Leblanc
Gabriel Leblanc
June 19, 2021.
Amazing service. I am a car dealer near Gatewayloans and we use their services often. Our customers are always very pleased with the service they get from Gateway. They make it easy for us to sell cars, and also for customers to purchase. We will continue to use gatewayloans as our lending company for years to come.
Andrea Whelan
Andrea Whelan
June 16, 2021.
Marc and Mia well deserve the good reviews they have! They are helpful, kind and efficient. I am so happy with my new to me vehicle. They made sure I got just what I was looking for and for the best price possible. I didn’t even have to leave my house. Amazing service and lovely people. I actually felt like they wanted to help me, not just upsell a vehicle which we all know is not often the case.
Mel G
Mel G
June 12, 2021.
To say they went above and beyond would be an understatement! When everyone else said no, they not only found a bank to work with me but got me what I wanted . I'm beyond happy with the service receive and will be a return customer for all my financing needs!! Thanks so much Marc and Mia
Roland Savoie
Roland Savoie
January 16, 2021.
I was in need of a new vehicle immediately. Marc was able to help get find something in my price range and in great condition! He also made the procedure for financing simple. But on top of that, when I got the vehicle, there was a problem with the radio. Marc worked with me to find a solution and within a few days did just that! Thank you Gateway! I recommend them to anyone looking for a vehicle.
August 21, 2020.
Always great dealing with Marc, He always does whatever he can to make sure the customer is happy. One of the most honest dealers that I have ever come across.
Big Canuck
Big Canuck
February 7, 2020.
Marc was extremely helpful in finding us a vehicle. I would highly recommend anyone looking for a vehicle to give him a call.
Mathieu Mallet
Mathieu Mallet
January 17, 2020.
Exceptional service from Marc and company ! He found us the car we wanted quickly. He was also extremely helpful and replied to all of our questions and concerns extremely fast. If you are looking for fast, effective, and quality service, Marc at "Gateway Financing & Auto Sales" is the guy to call. Thank you for everything Gateway Financing
Brad Reeder
Brad Reeder
October 29, 2019.
This is my second time dealing with gateway and was in need of somthing quick they found me somthing the very same day and got me in it even quicker love the suv they found me most honest sales man ive ever met i wont go anywhere else.

Financing options for all credit situations

Life happens sometimes and things can mess up your credit. We’ll walk you through the approval process with options that fits your lifestyle & budget.  


Step 1. Apply

Let see how much you can borrow.  Don’t worry about your credit we got that covered.


Step 2. Your Approval

Give us a few hours to process your application after receiving it.  Once approved, we will be in contact  to review your financing options.


Step 3. Pick a Car...Drive Away!

If you already found your dream car, great!  If not then tell us what you want and we’ll find it. After taking care of some paperwork…drive away and enjoy your new ride.  

Private Sale Financing

 A Selling & Buying Service That  Puts You In Control.


Looking to buy a vehicle from a friend, family member, private individual or business? You can finance the purchase, just the same as if you were buying from a dealership.


Private sale is a great way to purchase a used vehicle and save money. Let us help you get the financing you need today.


As a Seller, being able to offer financing on your vehicle will dramatically increase the interest in your listing.  Plus we can take care of all the paperwork at no cost to you or no commission charged from the sale of your vehicle.  

Buying a car through a private sale can be a great way to save money and find the car of your dreams.  Apply now to get pre-approved before you start shopping.


We Finance More Than Cars.

Equipment Financing

Motorcycle Financing

ATV Financing

Snowmobile Financing

Recreational Financing


Finance Q&A

Yes. Many dealerships view bankruptcy as a bad thing. We view it as a fresh start and there are excellent programs available to help you into your next vehicle. Auto Loans with 99% Approval whether you have no credit, bad credit, or good credit, we’ll get you into a great vehicle today with our fast & easy process!
Every time you apply for a loan it will be reported on your credit bureau. When you apply for a pre-approval we target the lenders that are most likely to give you favorable response – reducing the total inquires to your credit file.
Yes as we have many lending programs dedicated to people who are new to credit.
There are specific programs available through our lender partners to help with people while still in bankruptcy/consumer proposal. This will take a little extra time as we will require some information from your trustee, but there are still great options available.
Don’t worry. Most people still owe money on the car they want to trade in. We apply the positive or negative equity towards your new monthly payments.
Yes. And in most cases we can use your trade in as your down payment to help lower your monthly
In most cases a down payment is not required.
The total amount that your loan will be pre-approved for, depends on several factors. Our financial specialist will work hard with you to find a vehicle that fits comfortably into your monthly budget.
Applying Online is free! If and when you decide to purchase a vehicle whether it be cash or taking advantage of one of the finance programs, we will go over all costs associate with buying a vehicle.
We work with all the major non-prime lenders who specialize in: bad credit, no credit, slow or late repayments, repossessions, good credit, bankruptcy, divorce, consumer proposals, new to country, R9’s, self-employed, and many other unique situations.
Once you submit your credit application, from there they will work as quickly as possible to secure an approval for you. Often times you are able to pick up a vehicle with 2 days.
Interest rates vary depending on a variety of factors, however our rates do start as low as 4.9%. The easiest way to know exactly what you’ll be looking at is to apply online and one of our credit specialist will contact you and go over all the details.
Yes, less than perfect credit is what we specialize in. Gateway Loans works by matching you up with the best possible lender, based on your credit situation giving you the best chance of an approval.
We have extensive resources, special finance lenders and experience in helping people with less than perfect credit. Even if you have been turned down recently for a car loan, we may have access to lenders others don’t.